Yesterday, 10:58 PM
Part 4: The Glass Castle Cracks
It was a Tuesday afternoon, typical, humid, and aggressively busy inside the corporate headquarters of Singhania Infrastructure & Projects Ltd. Iqbal was sitting in his plush, air-conditioned cabin, meticulously reviewing the monthly ledger for a massive state highway project. The gentle hum of the central AC was the only sound until the sharp, sudden buzz of the intercom shattered the quiet. He pressed the button. It was Mr. Singhania’s personal secretary, her voice clipped and formal.
"Sir, Boss wants to see you. Now."
Iqbal released the button and leaned back in his ergonomic leather chair. He checked his reflection in the dark, tinted glass of his office window, running a hand over his perfectly gelled hair and straightening his expensive silk tie. He smirked at his own reflection. He assumed the sudden summons was about the lucrative new government tender they had just successfully secured. He expected praise, perhaps a discussion about his annual bonus. He picked up his tailored suit jacket, slipped it on, and walked out of his cabin. He made his way to the top floor, his stride arrogant and confident, the sharp, authoritative click of his polished leather shoes echoing off the marble corridor, announcing the arrival of the brilliant young CFO.
Mr. Singhania’s corner cabin was a literal fortress of glass and dark mahogany, offering a panoramic, god-like view overlooking the sprawling Hyderabad skyline. Singhania, a formidable man in his early fifties with ruthless salt-and-pepper hair and sharp, predatory eyes that missed absolutely nothing, was reading a thick file.
"Sir?" Iqbal knocked lightly on the heavy glass door, projecting polite confidence.
Singhania slowly looked up. He didn't smile. The usual welcoming glint in his eye was completely absent. He pressed his desk intercom without looking away from Iqbal. "Ramesh, send two cups of tea. And after that, close the door. No calls. No visitors. I don't care if the Chief Minister himself calls. Do not disturb me."
A minute later, the nervous office boy placed the porcelain cups on the desk and scurried out, pulling the heavy, soundproof oak door shut with a solid click. The silence that fell over the massive room was sudden, heavy, and suffocating.
"Sit, Iqbal," Singhania said softly, leaning back into his massive chair and steepling his fingers. "How is the Nizamabad project moving?"
Iqbal exhaled silently, relaxing his shoulders as he took the seat opposite the boss, confidently crossing his legs. "Smooth, Sir. Better than projected. I managed to aggressively rotate the vendor payments without raising alarms. We saved about fifteen percent on the raw material advance. The cash flow is highly positive."
Singhania nodded slowly, picking up an expensive gold pen and tapping it rhythmically on the polished wood of the desk. Tap. Tap. Tap. "You have a rare gift, Iqbal. You know exactly how to make numbers dance to your tune. That’s precisely why I trust you with the company vault."
"Thank you, Sir. I treat this company as my own," Iqbal said, beaming with unadulterated pride, blind to the trap closing around him.
"That is exactly the problem," Singhania said, his voice dropping to a deadly, chilling whisper.
He opened the top drawer of his desk and slid a single, crisp sheet of paper across the massive expanse of mahogany. It wasn't a project report. It wasn't a vendor invoice. It was a highly confidential, internal bank statement.
"I was personally looking at the audit for the 'Miscellaneous Expenses' fund late last night. The unassigned cash reserves," Singhania continued, his tone remaining dangerously, terrifyingly calm. "There is a gap of exactly 2 Crores, Iqbal."
Iqbal froze. The air in his lungs vanished. His confident smile didn't disappear; it simply paralyzed, turning into a rigid, grotesque mask of terror.
"Sir? That... that must be a clerical error. The accounts team sometimes misplaces the decimal points during the quarterly tally..."
"Don't," Singhania cut him off, his voice slicing through the air like a razor. "Don't insult my intelligence. I checked the digital trail myself. Small, systematic transfers. Siphoned off over eighteen months. Routed through three dummy vendor accounts and finally landing securely in into bank accounts under your name." Singhania stopped tapping the pen. He leaned forward, resting his heavy forearms on the desk, and looked Iqbal dead in the eye. "You are stealing from me."
Iqbal felt the blood violently drain from his face, leaving his skin ashen and cold. His confident, crossed-leg posture collapsed entirely. His throat went bone dry, making it impossible to swallow. The meticulously constructed armor of the arrogant, self-made man shattered into a million pieces. He knew he couldn't deny the irrefutable paper trail lying between them.
"Sir... I... Sir, please..." Iqbal stammered pathetically, his arrogance evaporating instantly into the chilled air conditioning. "I intended to put it back. Every single paisa. I swear on my life."
"What on earth did you need 2 Crores for, Iqbal?" Singhania asked, his tone shifting to one of morbid curiosity rather than explosive anger. "You draw a handsome salary. You get massive bonuses. What is this greed?"
Iqbal’s panicked mind raced. He couldn't possibly tell him the truth—that his massive ego had driven him to gamble the stolen funds in high-risk derivative stocks, fully convinced his "Midas touch" could double the money and allow him to silently return the principal before the annual audit. He couldn't admit that the volatile market had crashed weeks ago, wiping the entire stolen fortune out to absolute zero.
"It was... a family emergency, Sir," Iqbal lied, his voice trembling so violently he sounded on the verge of tears. "My... my father had a severe medical complication back in the village. Multiple bypass surgeries. And... and there were some violent land dispute issues. The local goons were threatening my family. I was desperate, Sir. I didn't know where else to go. I was going to return it next month when my fixed policies matured. Mujhe maaf kar dijiye, Sir."
Singhania studied the shivering, sweating man before him in absolute silence. 2 Crores was indeed loose change to a billionaire worth thousands of crores. He wasn't worried about the missing money; he was assessing the weakness of the man.
"Family," Singhania repeated slowly, testing the weight of the word on his tongue. "You have a wife, don't you? Children?"
"Yes, Sir. Two sons. A wife."
"And does your wife know that her husband, the great provider, is a common embezzler?"
Iqbal looked down at his expensive shoes, the shame burning his neck. "No, Sir. She knows absolutely nothing. Please... don't bring this out into the open. My reputation in the society... my family's honor... everything will be destroyed."
Singhania leaned back. He knew instantly that Iqbal was lying through his teeth about the medical emergency. He could smell the distinct, pathetic desperation of a ruined gambler. But Iqbal was undeniably talented. Firing him, launching an internal investigation, and filing a messy security officer case would be a massive corporate hassle. Worse, finding a new CFO who knew where all the company’s "Grey" money was buried would be incredibly dangerous.
"Iqbal, in this dirty business, trust is the only real currency. You have completely devalued yourself." Singhania stood up slowly and walked over to the floor-to-ceiling window, looking down at the crawling traffic. "I should call the security downstairs and hand you over to the security officer right now. But... you have served my company well for five years."
Singhania turned back, his silhouette dark against the bright window. "I am a businessman, Iqbal, not a judge. I don't care about your tears. I want my money back. 2 Crores. Not a single rupee less."
Iqbal exhaled, a massive, shuddering rush of relief flooding his tight chest. He wasn't going to jail today. "Yes, Sir! Absolutely, Sir. I will return it. Just give me... please, give me one month. I will liquidate some ancestral assets. I will sell whatever I have. I will fix this completely."
"One month," Singhania agreed, his voice echoing with cold, hard finality. "Thirty days. If that exact amount isn't reflecting in the company account by the 30th day, the security officer will be waiting at your apartment door. And Iqbal? Don't even think you can run. You know exactly how far my reach extends."
"I know, Sir. Thank you, Sir. You won't regret this mercy." Iqbal stood up, his legs shaking so violently he had to grip the edge of the desk to steady himself. He walked backward out of the cabin, past the bewildered secretary, and practically ran into the waiting elevator. As the steel doors closed, sealing him inside, he collapsed against the metal wall, violently wiping the cold sweat pouring from his forehead.
He was safe from the humiliation of handcuffs, for now. But as the initial rush of relief faded, the crushing, inescapable reality of his situation hit him like a freight train. He had promised to return 2 Crores in exactly thirty days. He didn't have the money. His stock portfolios were at zero. His secret bank accounts were empty. He had bought himself time, but he had absolutely no idea how to pay the ultimate price.
The thirty days following Singhania’s brutal ultimatum were a relentless, psychological torture chamber for Iqbal. Inside the SIPL office, he became a hollow ghost. He walked past the junior accountants he usually scolded with vicious arrogance, his eyes darting away, terrified they could see his guilt. He imagined them reading the breaking news headlines of his impending arrest. The paralyzing fear of public "trolling"—of his disgraced face being plastered on local news channels, of his wealthy, successful friends mocking him in their private WhatsApp groups—kept him awake night after night, staring into the dark.
Unable to cope with the pressure, the pressure cooker exploded at home. He couldn't possibly tell Shazia the truth and shatter his image as the flawless provider, so he weaponized his terror and gave her his unadulterated rage.
"Kya bakwas hai yeh? Why is the dal so watery?" he would scream at the dinner table, violently throwing the steel bowl across the room, watching the hot lentils splatter against the wall.
"Is everything okay, Iqbal?" Shazia asked one evening, her voice trembling as she knelt on the floor to clean up his mess. "You look so worried lately. Are you sick?"
"What the hell do you know about worry?" he yelled, lunging forward and grabbing her bare arm, his fingers digging bruisingly into her soft flesh. "You sit here in the AC and eat for free! Don't you dare ask questions about my world. Just do your damn job and keep your mouth shut!"
Shazia retreated into the shadows, rubbing her bruised arm, assuming it was just another phase of his usual, suffocating temper, completely unaware that the husband who locked her away for "honor" was drowning in a sea of criminal disgrace.
Driven to the brink of insanity, Iqbal decided that the only way out was through the very door that had doomed him: the stock market. He desperately scbangd together every last rupee of his legitimate personal savings, liquidated his long-term mutual funds, emptied his children's education accounts, and managed to pull together a war chest of 60 Lakhs.
For the first two weeks, fueled by sheer panic and manic focus, Iqbal was a magician. He aggressively played high-risk intraday options and volatile derivatives. His 60 Lakhs turned into 80 Lakhs, then crossed the 1 Crore mark, and finally peaked at a staggering 1.3 Crores. He sat locked in his cabin, staring at the glowing green tickers on his dual monitors, his shirt soaked with nervous sweat, but a crazed, triumphant smile plastered on his face. I am a genius, he told himself in the dark. I will hit 2 Crores, pay Singhania back, and nobody will ever know.
He needed just 70 Lakhs more. He was so close. But the intoxicating arrogance that had defined his life blinded him once again. Instead of withdrawing the 1.3 Crores, placing it safely in the SIPL account, and begging Singhania on his knees for forgiveness and an extension for the remaining balance, he got greedy. He bet the entire 1.3 Crores on a highly volatile tech stock, utterly convinced it was about to skyrocket on an upcoming merger rumor.
The bleed started slow. On Tuesday, the stock dipped 5%. On Wednesday, it plummeted another 10%. Iqbal sat frozen in his leather chair, staring at the red candles dripping down his screen like fresh blood, physically paralyzed by shock. It will bounce back, he whispered to the empty room, biting his nails down to the quick. It has to.
It didn't. By the end of the third week, the market correction was sudden, brutal, and unforgiving. His 1.3 Crores evaporated day by agonizing day until he was left staring at a pitiful, devastating balance of exactly 30 Lakhs. He slammed his fists violently onto his mahogany desk, sweeping his keyboard and files onto the floor, cursing the stock market, cursing the corrupt government, cursing his bad luck, cursing everyone in the world but his own insatiable greed.
Exactly thirty days later, the intercom buzzed with the sound of a death knell. Iqbal walked into Singhania’s office like a man walking to the gallows. He looked ten years older; he was visibly thinner, his expensive suit hanging loosely on his frame, his eyes surrounded by deep, dark circles of chronic insomnia.
"So, Iqbal," Singhania asked, leaning back, his voice laced with a cruel, mocking friendliness. "I had my team check. The accounts don't show a deposit. Did you forget the routing number?"
Iqbal swallowed hard, feeling a lump of bile in his throat. "Sir... I have 20 Lakhs. I am ready to transfer it right now."
Singhania’s mocking smile vanished instantly, replaced by a terrifying glare. "20 Lakhs? Out of 2 Crores? Are you playing games with me, Iqbal?"
"Sir, please, I beg you," Iqbal pleaded, his voice cracking completely, tears welling in his exhausted eyes. "The... the ancestral land deal... it got stuck in litigation. The buyers backed out. I need more time. Just a few more months. I will pay every single paisa with interest. Just please, don't file the security officer case."
Singhania slowly shook his head, looking down at his perfectly manicured fingernails. "Iqbal, I am running a multi-billion rupee infrastructure empire, not a charity for incompetent gamblers. This is grand embezzlement. I have to file the FIR today. The external auditors are already asking uncomfortable questions about the missing reserves."
Iqbal felt the massive room spin. He saw his carefully curated reputation, his family's pride, and his entire life crumbling into dust. He dropped to his knees right there on the expensive Persian rug. "Sir, I will do anything. Anything. I will be your slave. Just save my job. Save my name."
Singhania looked down at the groveling CFO, a sudden, dark glint sparking in his predatory eyes. "Helplessness is a very bad look on you, Iqbal." He leaned forward, resting his chin on his hands. "Stand up. Stop crying."
Iqbal scrambled to his feet, wiping his face.
"There is a massive project coming up," Singhania said, his tone shifting back to strictly business. "The new State Metro expansion. The budget is thousands of crores. Mr. Verma is flying down from Delhi this weekend to personally finalize the tender. You know Verma?"
Iqbal nodded frantically. Everyone in the corporate sector knew Verma. He was the corrupt, high-ranking government aide who held the pen that signed the life-changing checks.
"Verma is... extremely demanding," Singhania said dryly, letting the silence stretch. "He doesn't care about our flawless balance sheets or our engineering prowess. He cares about 'hospitality.' He expects heavy bribes, lavish private parties, five-star hotel suites, and... company. Women. High-class, exclusive women." Singhania suddenly slammed his heavy hand flat on the desk, making Iqbal jump out of his skin. "I usually keep vast, untraceable cash reserves precisely for these dirty 'arrangements.' But thanks to you stealing my 2 Crores—which is not your father's money to play games with—my liquid cash is currently tied up in these damn audits!"
Iqbal saw a thin, fragile lifeline dangling in the dark. "Sir... I will handle it."
"You?" Singhania scoffed, looking at him with utter disgust. "You can't even handle your own bank account, you fool."
"I promise, Sir," Iqbal said, his voice desperate, speaking as fast as he could. "I will manage Verma. I will book the hotel. I will fund the party, the alcohol, the... the requirements. I will make absolutely sure he is kept happy and signs the tender. Just give me this one last chance to prove my loyalty."
Singhania stared at him for a long, calculating moment, weighing the odds. "Fine. If Verma leaves Hyderabad unhappy, or without signing, you go straight to the central jail. If he signs... we sit down and talk about a generous extension for your debt."
Iqbal practically ran back to his cabin, his heart pounding a frantic rhythm against his ribs. He had bought himself one week. But he had just promised to single-handedly fund a lavish, highly illegal party for a notoriously corrupt official, and he had almost zero liquid cash. He sat heavily in his chair, burying his face in his hands. The sheer shame and panic were suffocating. If he failed to provide the "hospitality" Verma demanded, he would be exposed as both a thief and a failure.
He opened his laptop and checked his demat trading account. 30 Lakhs. It was the absolute last of his money, the very bottom of the barrel. It wasn't anywhere near enough to pay back Singhania, but maybe... maybe it was just enough to make more.
Just one lucky trade, he thought, his gambling addiction whispering sweet poison into his ear. One safe, heavily leveraged bet to turn this 30 into 50. Then I can comfortably fund Verma's five-star party, hire the escorts, and save my life.
With trembling, sweaty fingers, he transferred 15 Lakhs—exactly half of his remaining life savings—into a highly volatile, high-leverage options trade. He clicked 'Buy', putting his entire fate, his freedom, and his family's honor into the ruthless hands of the stock market one last time.
The next forty-eight hours were a horrifying blur of manic highs and crushing, breathless lows. Iqbal sat locked in his cabin, the lights dimmed, his bloodshot eyes locked onto the glowing monitor as if his life depended on it. His heart rate had tethered itself entirely to the violent green and red ticks of the graph. When the line spiked green, a surge of adrenaline flooded his veins, and he would feverishly calculate his imaginary profits. Just a little more, hold on, he would whisper to the empty room.
But when the massive red candles appeared, dripping down the screen like fresh wounds, absolute panic seized him by the throat. In a frenzied, idiotic attempt to stop the bleeding, he would sell at a loss and frantically move the remaining funds to another random stock, only to watch that one crater moments later. Fate was no longer just indifferent; it was actively hostile.
It was a slow, agonizing, irreversible bleed. By Thursday morning, the entire 15 Lakhs had evaporated, consumed by bad calls and ruthless market volatility. He stared blankly at the final balance on the screen: a pitiful few thousand rupees remained.
He logged out, his hands trembling so violently he could barely hold the computer mouse. He had lost the money. He had lost the gamble. He could not afford to buy Verma the high-class escorts or the lavish party he had promised. And now, the final, inescapable bill was due.
It was a Tuesday afternoon, typical, humid, and aggressively busy inside the corporate headquarters of Singhania Infrastructure & Projects Ltd. Iqbal was sitting in his plush, air-conditioned cabin, meticulously reviewing the monthly ledger for a massive state highway project. The gentle hum of the central AC was the only sound until the sharp, sudden buzz of the intercom shattered the quiet. He pressed the button. It was Mr. Singhania’s personal secretary, her voice clipped and formal.
"Sir, Boss wants to see you. Now."
Iqbal released the button and leaned back in his ergonomic leather chair. He checked his reflection in the dark, tinted glass of his office window, running a hand over his perfectly gelled hair and straightening his expensive silk tie. He smirked at his own reflection. He assumed the sudden summons was about the lucrative new government tender they had just successfully secured. He expected praise, perhaps a discussion about his annual bonus. He picked up his tailored suit jacket, slipped it on, and walked out of his cabin. He made his way to the top floor, his stride arrogant and confident, the sharp, authoritative click of his polished leather shoes echoing off the marble corridor, announcing the arrival of the brilliant young CFO.
Mr. Singhania’s corner cabin was a literal fortress of glass and dark mahogany, offering a panoramic, god-like view overlooking the sprawling Hyderabad skyline. Singhania, a formidable man in his early fifties with ruthless salt-and-pepper hair and sharp, predatory eyes that missed absolutely nothing, was reading a thick file.
"Sir?" Iqbal knocked lightly on the heavy glass door, projecting polite confidence.
Singhania slowly looked up. He didn't smile. The usual welcoming glint in his eye was completely absent. He pressed his desk intercom without looking away from Iqbal. "Ramesh, send two cups of tea. And after that, close the door. No calls. No visitors. I don't care if the Chief Minister himself calls. Do not disturb me."
A minute later, the nervous office boy placed the porcelain cups on the desk and scurried out, pulling the heavy, soundproof oak door shut with a solid click. The silence that fell over the massive room was sudden, heavy, and suffocating.
"Sit, Iqbal," Singhania said softly, leaning back into his massive chair and steepling his fingers. "How is the Nizamabad project moving?"
Iqbal exhaled silently, relaxing his shoulders as he took the seat opposite the boss, confidently crossing his legs. "Smooth, Sir. Better than projected. I managed to aggressively rotate the vendor payments without raising alarms. We saved about fifteen percent on the raw material advance. The cash flow is highly positive."
Singhania nodded slowly, picking up an expensive gold pen and tapping it rhythmically on the polished wood of the desk. Tap. Tap. Tap. "You have a rare gift, Iqbal. You know exactly how to make numbers dance to your tune. That’s precisely why I trust you with the company vault."
"Thank you, Sir. I treat this company as my own," Iqbal said, beaming with unadulterated pride, blind to the trap closing around him.
"That is exactly the problem," Singhania said, his voice dropping to a deadly, chilling whisper.
He opened the top drawer of his desk and slid a single, crisp sheet of paper across the massive expanse of mahogany. It wasn't a project report. It wasn't a vendor invoice. It was a highly confidential, internal bank statement.
"I was personally looking at the audit for the 'Miscellaneous Expenses' fund late last night. The unassigned cash reserves," Singhania continued, his tone remaining dangerously, terrifyingly calm. "There is a gap of exactly 2 Crores, Iqbal."
Iqbal froze. The air in his lungs vanished. His confident smile didn't disappear; it simply paralyzed, turning into a rigid, grotesque mask of terror.
"Sir? That... that must be a clerical error. The accounts team sometimes misplaces the decimal points during the quarterly tally..."
"Don't," Singhania cut him off, his voice slicing through the air like a razor. "Don't insult my intelligence. I checked the digital trail myself. Small, systematic transfers. Siphoned off over eighteen months. Routed through three dummy vendor accounts and finally landing securely in into bank accounts under your name." Singhania stopped tapping the pen. He leaned forward, resting his heavy forearms on the desk, and looked Iqbal dead in the eye. "You are stealing from me."
Iqbal felt the blood violently drain from his face, leaving his skin ashen and cold. His confident, crossed-leg posture collapsed entirely. His throat went bone dry, making it impossible to swallow. The meticulously constructed armor of the arrogant, self-made man shattered into a million pieces. He knew he couldn't deny the irrefutable paper trail lying between them.
"Sir... I... Sir, please..." Iqbal stammered pathetically, his arrogance evaporating instantly into the chilled air conditioning. "I intended to put it back. Every single paisa. I swear on my life."
"What on earth did you need 2 Crores for, Iqbal?" Singhania asked, his tone shifting to one of morbid curiosity rather than explosive anger. "You draw a handsome salary. You get massive bonuses. What is this greed?"
Iqbal’s panicked mind raced. He couldn't possibly tell him the truth—that his massive ego had driven him to gamble the stolen funds in high-risk derivative stocks, fully convinced his "Midas touch" could double the money and allow him to silently return the principal before the annual audit. He couldn't admit that the volatile market had crashed weeks ago, wiping the entire stolen fortune out to absolute zero.
"It was... a family emergency, Sir," Iqbal lied, his voice trembling so violently he sounded on the verge of tears. "My... my father had a severe medical complication back in the village. Multiple bypass surgeries. And... and there were some violent land dispute issues. The local goons were threatening my family. I was desperate, Sir. I didn't know where else to go. I was going to return it next month when my fixed policies matured. Mujhe maaf kar dijiye, Sir."
Singhania studied the shivering, sweating man before him in absolute silence. 2 Crores was indeed loose change to a billionaire worth thousands of crores. He wasn't worried about the missing money; he was assessing the weakness of the man.
"Family," Singhania repeated slowly, testing the weight of the word on his tongue. "You have a wife, don't you? Children?"
"Yes, Sir. Two sons. A wife."
"And does your wife know that her husband, the great provider, is a common embezzler?"
Iqbal looked down at his expensive shoes, the shame burning his neck. "No, Sir. She knows absolutely nothing. Please... don't bring this out into the open. My reputation in the society... my family's honor... everything will be destroyed."
Singhania leaned back. He knew instantly that Iqbal was lying through his teeth about the medical emergency. He could smell the distinct, pathetic desperation of a ruined gambler. But Iqbal was undeniably talented. Firing him, launching an internal investigation, and filing a messy security officer case would be a massive corporate hassle. Worse, finding a new CFO who knew where all the company’s "Grey" money was buried would be incredibly dangerous.
"Iqbal, in this dirty business, trust is the only real currency. You have completely devalued yourself." Singhania stood up slowly and walked over to the floor-to-ceiling window, looking down at the crawling traffic. "I should call the security downstairs and hand you over to the security officer right now. But... you have served my company well for five years."
Singhania turned back, his silhouette dark against the bright window. "I am a businessman, Iqbal, not a judge. I don't care about your tears. I want my money back. 2 Crores. Not a single rupee less."
Iqbal exhaled, a massive, shuddering rush of relief flooding his tight chest. He wasn't going to jail today. "Yes, Sir! Absolutely, Sir. I will return it. Just give me... please, give me one month. I will liquidate some ancestral assets. I will sell whatever I have. I will fix this completely."
"One month," Singhania agreed, his voice echoing with cold, hard finality. "Thirty days. If that exact amount isn't reflecting in the company account by the 30th day, the security officer will be waiting at your apartment door. And Iqbal? Don't even think you can run. You know exactly how far my reach extends."
"I know, Sir. Thank you, Sir. You won't regret this mercy." Iqbal stood up, his legs shaking so violently he had to grip the edge of the desk to steady himself. He walked backward out of the cabin, past the bewildered secretary, and practically ran into the waiting elevator. As the steel doors closed, sealing him inside, he collapsed against the metal wall, violently wiping the cold sweat pouring from his forehead.
He was safe from the humiliation of handcuffs, for now. But as the initial rush of relief faded, the crushing, inescapable reality of his situation hit him like a freight train. He had promised to return 2 Crores in exactly thirty days. He didn't have the money. His stock portfolios were at zero. His secret bank accounts were empty. He had bought himself time, but he had absolutely no idea how to pay the ultimate price.
The thirty days following Singhania’s brutal ultimatum were a relentless, psychological torture chamber for Iqbal. Inside the SIPL office, he became a hollow ghost. He walked past the junior accountants he usually scolded with vicious arrogance, his eyes darting away, terrified they could see his guilt. He imagined them reading the breaking news headlines of his impending arrest. The paralyzing fear of public "trolling"—of his disgraced face being plastered on local news channels, of his wealthy, successful friends mocking him in their private WhatsApp groups—kept him awake night after night, staring into the dark.
Unable to cope with the pressure, the pressure cooker exploded at home. He couldn't possibly tell Shazia the truth and shatter his image as the flawless provider, so he weaponized his terror and gave her his unadulterated rage.
"Kya bakwas hai yeh? Why is the dal so watery?" he would scream at the dinner table, violently throwing the steel bowl across the room, watching the hot lentils splatter against the wall.
"Is everything okay, Iqbal?" Shazia asked one evening, her voice trembling as she knelt on the floor to clean up his mess. "You look so worried lately. Are you sick?"
"What the hell do you know about worry?" he yelled, lunging forward and grabbing her bare arm, his fingers digging bruisingly into her soft flesh. "You sit here in the AC and eat for free! Don't you dare ask questions about my world. Just do your damn job and keep your mouth shut!"
Shazia retreated into the shadows, rubbing her bruised arm, assuming it was just another phase of his usual, suffocating temper, completely unaware that the husband who locked her away for "honor" was drowning in a sea of criminal disgrace.
Driven to the brink of insanity, Iqbal decided that the only way out was through the very door that had doomed him: the stock market. He desperately scbangd together every last rupee of his legitimate personal savings, liquidated his long-term mutual funds, emptied his children's education accounts, and managed to pull together a war chest of 60 Lakhs.
For the first two weeks, fueled by sheer panic and manic focus, Iqbal was a magician. He aggressively played high-risk intraday options and volatile derivatives. His 60 Lakhs turned into 80 Lakhs, then crossed the 1 Crore mark, and finally peaked at a staggering 1.3 Crores. He sat locked in his cabin, staring at the glowing green tickers on his dual monitors, his shirt soaked with nervous sweat, but a crazed, triumphant smile plastered on his face. I am a genius, he told himself in the dark. I will hit 2 Crores, pay Singhania back, and nobody will ever know.
He needed just 70 Lakhs more. He was so close. But the intoxicating arrogance that had defined his life blinded him once again. Instead of withdrawing the 1.3 Crores, placing it safely in the SIPL account, and begging Singhania on his knees for forgiveness and an extension for the remaining balance, he got greedy. He bet the entire 1.3 Crores on a highly volatile tech stock, utterly convinced it was about to skyrocket on an upcoming merger rumor.
The bleed started slow. On Tuesday, the stock dipped 5%. On Wednesday, it plummeted another 10%. Iqbal sat frozen in his leather chair, staring at the red candles dripping down his screen like fresh blood, physically paralyzed by shock. It will bounce back, he whispered to the empty room, biting his nails down to the quick. It has to.
It didn't. By the end of the third week, the market correction was sudden, brutal, and unforgiving. His 1.3 Crores evaporated day by agonizing day until he was left staring at a pitiful, devastating balance of exactly 30 Lakhs. He slammed his fists violently onto his mahogany desk, sweeping his keyboard and files onto the floor, cursing the stock market, cursing the corrupt government, cursing his bad luck, cursing everyone in the world but his own insatiable greed.
Exactly thirty days later, the intercom buzzed with the sound of a death knell. Iqbal walked into Singhania’s office like a man walking to the gallows. He looked ten years older; he was visibly thinner, his expensive suit hanging loosely on his frame, his eyes surrounded by deep, dark circles of chronic insomnia.
"So, Iqbal," Singhania asked, leaning back, his voice laced with a cruel, mocking friendliness. "I had my team check. The accounts don't show a deposit. Did you forget the routing number?"
Iqbal swallowed hard, feeling a lump of bile in his throat. "Sir... I have 20 Lakhs. I am ready to transfer it right now."
Singhania’s mocking smile vanished instantly, replaced by a terrifying glare. "20 Lakhs? Out of 2 Crores? Are you playing games with me, Iqbal?"
"Sir, please, I beg you," Iqbal pleaded, his voice cracking completely, tears welling in his exhausted eyes. "The... the ancestral land deal... it got stuck in litigation. The buyers backed out. I need more time. Just a few more months. I will pay every single paisa with interest. Just please, don't file the security officer case."
Singhania slowly shook his head, looking down at his perfectly manicured fingernails. "Iqbal, I am running a multi-billion rupee infrastructure empire, not a charity for incompetent gamblers. This is grand embezzlement. I have to file the FIR today. The external auditors are already asking uncomfortable questions about the missing reserves."
Iqbal felt the massive room spin. He saw his carefully curated reputation, his family's pride, and his entire life crumbling into dust. He dropped to his knees right there on the expensive Persian rug. "Sir, I will do anything. Anything. I will be your slave. Just save my job. Save my name."
Singhania looked down at the groveling CFO, a sudden, dark glint sparking in his predatory eyes. "Helplessness is a very bad look on you, Iqbal." He leaned forward, resting his chin on his hands. "Stand up. Stop crying."
Iqbal scrambled to his feet, wiping his face.
"There is a massive project coming up," Singhania said, his tone shifting back to strictly business. "The new State Metro expansion. The budget is thousands of crores. Mr. Verma is flying down from Delhi this weekend to personally finalize the tender. You know Verma?"
Iqbal nodded frantically. Everyone in the corporate sector knew Verma. He was the corrupt, high-ranking government aide who held the pen that signed the life-changing checks.
"Verma is... extremely demanding," Singhania said dryly, letting the silence stretch. "He doesn't care about our flawless balance sheets or our engineering prowess. He cares about 'hospitality.' He expects heavy bribes, lavish private parties, five-star hotel suites, and... company. Women. High-class, exclusive women." Singhania suddenly slammed his heavy hand flat on the desk, making Iqbal jump out of his skin. "I usually keep vast, untraceable cash reserves precisely for these dirty 'arrangements.' But thanks to you stealing my 2 Crores—which is not your father's money to play games with—my liquid cash is currently tied up in these damn audits!"
Iqbal saw a thin, fragile lifeline dangling in the dark. "Sir... I will handle it."
"You?" Singhania scoffed, looking at him with utter disgust. "You can't even handle your own bank account, you fool."
"I promise, Sir," Iqbal said, his voice desperate, speaking as fast as he could. "I will manage Verma. I will book the hotel. I will fund the party, the alcohol, the... the requirements. I will make absolutely sure he is kept happy and signs the tender. Just give me this one last chance to prove my loyalty."
Singhania stared at him for a long, calculating moment, weighing the odds. "Fine. If Verma leaves Hyderabad unhappy, or without signing, you go straight to the central jail. If he signs... we sit down and talk about a generous extension for your debt."
Iqbal practically ran back to his cabin, his heart pounding a frantic rhythm against his ribs. He had bought himself one week. But he had just promised to single-handedly fund a lavish, highly illegal party for a notoriously corrupt official, and he had almost zero liquid cash. He sat heavily in his chair, burying his face in his hands. The sheer shame and panic were suffocating. If he failed to provide the "hospitality" Verma demanded, he would be exposed as both a thief and a failure.
He opened his laptop and checked his demat trading account. 30 Lakhs. It was the absolute last of his money, the very bottom of the barrel. It wasn't anywhere near enough to pay back Singhania, but maybe... maybe it was just enough to make more.
Just one lucky trade, he thought, his gambling addiction whispering sweet poison into his ear. One safe, heavily leveraged bet to turn this 30 into 50. Then I can comfortably fund Verma's five-star party, hire the escorts, and save my life.
With trembling, sweaty fingers, he transferred 15 Lakhs—exactly half of his remaining life savings—into a highly volatile, high-leverage options trade. He clicked 'Buy', putting his entire fate, his freedom, and his family's honor into the ruthless hands of the stock market one last time.
The next forty-eight hours were a horrifying blur of manic highs and crushing, breathless lows. Iqbal sat locked in his cabin, the lights dimmed, his bloodshot eyes locked onto the glowing monitor as if his life depended on it. His heart rate had tethered itself entirely to the violent green and red ticks of the graph. When the line spiked green, a surge of adrenaline flooded his veins, and he would feverishly calculate his imaginary profits. Just a little more, hold on, he would whisper to the empty room.
But when the massive red candles appeared, dripping down the screen like fresh wounds, absolute panic seized him by the throat. In a frenzied, idiotic attempt to stop the bleeding, he would sell at a loss and frantically move the remaining funds to another random stock, only to watch that one crater moments later. Fate was no longer just indifferent; it was actively hostile.
It was a slow, agonizing, irreversible bleed. By Thursday morning, the entire 15 Lakhs had evaporated, consumed by bad calls and ruthless market volatility. He stared blankly at the final balance on the screen: a pitiful few thousand rupees remained.
He logged out, his hands trembling so violently he could barely hold the computer mouse. He had lost the money. He had lost the gamble. He could not afford to buy Verma the high-class escorts or the lavish party he had promised. And now, the final, inescapable bill was due.
Disclaimer:
All photos, GIFs, and videos are either own or derived from the internet. PM for complaint/removal of any posted content.
All photos, GIFs, and videos are either own or derived from the internet. PM for complaint/removal of any posted content.


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