KAJAL AGGARWAL In ' A Loan Shark's Revenge '

[ks6996]

The Following Story is a Purely-Fictional Art of Literature. It is Copied from The Internet and It's Entirely Based on a Fantasy. The Story Involves Acts such as BLACKMAIL, NON-CONSENSUAL, HUMILIATION and INCEST. The Writer Does Not Support or Promote Any of Such Acts. The GIFS and IMAGES Used in The Story are for Relating Purposes. Their CREDITS Belong to Their Respective Owners. This is a Multi-Part Story And The Parts Will Be Updated From Time To Time. Your comments are most welcome.

   Part 1   

The Debt

It was friday. Time was 8:15 am. Kajal walked into her bedroom from the bathroom after having a shower. She put on a transparent purple saree with a dark purple sleeveless  blouse. Through her saree it was easy to make out her dark navel, which was still wet from the bath she had as she did not towel it properly. It looked like as if someone had poured a drop of black honey on her milky belly. 
 
She sat in front of her dresser table and started applying makeup to her face and kajal to her eyes. Her hair was let loose as it was not yet dry. She raised her right arm all the way up, pulling it close to her cheeks, to look how well she had done the under-arm hair removal during her bath. As she was wearing only a sleeveless blouse it was easy for her to gaze at her armpits. She had done it so well that there was not even a single hair spot left in there, no dark spaces but only fresh pinky-white skin with some moisture. She started to run her fingers over her right armpit to feel if there's any roughness which might denote presence of hair but all she could feel was smooth fragile skin which, if scratched hard, might turn red and may start to bleed . Then she raised the other arm and did the same but this time she sniffed it, smirking when she realised that she couldnt inhale any obscene odours emerging from there. 
 
She took out a bottle of perfume and sprayed it right into both her armpits, giving an attractive fragrance to her entire body. She left the bedroom and walked through a big hall to get to the diner. Kajal lived in a luxurious house far from the city. At the dining room, there was a big dining table. There was a laptop on the table. Kajal sat on the chair nearest to her, opened the laptop and made a skype call. An elderly woman appeared on the screen. It was Kajal's Mom, Sunandhi. Sunandhi was in an international business of selling home-made sweets. So their house was always stocked with bunch of different variety of sweets. She goes on foreign tours fishing for clients. This time she had gone to New York. After some chitchat, Sunandhi said that her deals would get finalised by tomorrow and then she would leave and get back to home on sunday. After kissing goodbyes, Kajal closed the laptop, picked up her handbag. She was leaving for her work, it was the last day of her shoot. She wanted to get it over with soon as she badly wanted to take a break for a few weeks before jumping to her next project. Just when she was about to head out, an old man, in his late fifties, bald in the centre with some white hairs surrounding, stepped into the hall from outside.
"Dad...where were you all the morning?" 
It was Vimalan, Kajal's father. He is an entreprenuer. He had lost a great deal of his business a few years before and now he is trying to build it back with all his might. His company is a contract based manufacturing company which requires a lot of initial investment but the returns are very risky.  
"I had to go to the company for an early meeting Kaju" Vimalan said tiringly. Kajal was not okay with her father still working hard day and night. She always adviced him to stay home and take rest and assured him that she will look after him. But he did not like to bother her daughter. He had an immense passion for his business. When it failed, many people labelled him a failure. It affected him deeply. Wherever he went people started to treat him inferiorly. It made him extremely furious so he took a resolution that he will upbring his company no matter what and prove to them that he can still dominate the market. 
"You are stressing out too much dad. Why cant you stay home and take care of the business?" Kajal said worryingly.
"That is what I try to do but.." as he was speaking, his phone vibrated in his pocket. He picked it out and stared at it cluelessly for sometime. Then he put it back inside and continued "..b-but sometimes I've got to be there for meeting some important people"
"Whatever dad. Breakfast's in the oven. Take care...Bye" Kajal rushed out to begin her day.

After making sure that she was far gone, Vimalan picked out his phone and made a call. He was very tensed. The ringing tone stopped as the other person attended the call, without saying any formalities like 'Hello', a strong manly voice emerged in a very angy tone "Why are you not picking up my calls, are you trying to cheat me and run away, dont you dare even think of doing such things". It was Balvaar, a loan shark. Balvaar is in the business of money lending. Vimalan had borrowed Rs.5 Lakhs from him for his business purposes, which is to be repaid within 2 Months. Yesterday was the last due date. Balvaar was the one who had called earlier when Vimalan was speaking with Kajal. Vimalan was afraid that if he attends the call in front of her then she would figure out that something's wrong. No one in the family knew about this. He didnt want anybody to worry for him. That is why he chose a local man like Balvaar to borrow money from rather than going to banks where the formalities are more and comparitively more people will know that he's under a debt, plus also a lot of people were not willing to give him money because he had failed in his business before. He wanted to keep the borrowing as secret as possible. 
Balvaar continued angrily, "where is my money? Dont you remember the contract". Balvaar clearly mentions all the consequences to be faced by the borrower in the case of default, by the way of a contract, right before he gives the money. The contract clearly states that if the borrower does not return the money then the loaner has all the rights to hand the borrower to the security officer and reclaim the money through the borrower's private property. Vimalan turned nervous. He started to stammer. "Sirr...I will give it back within a week. I have a big amount of money coming by next week. I promise I will pay you back then." Vimalan was not lying. He had closed a deal just this morning in the meeting with a big client. But the only problem was they said they would pay the money only after making a background check of the company to ensure their business's safety. A backgorund check is not easy and it would take 4-5 days to complete. And if they are convinced that everything's alright after the background check then they would give the money. Balvaar's strong voice got angry again, "A week??? I dont care whatever happens in your fucking business. Our agreement was 2 months and if you dont get me my money by today afternoon, then get ready go to jail".
"Si-Sir..pleaaa" as Vimalan began to plead he heard the dial tone. Balvaar had put his phone down, not willing to hear anything further. Vimalan sat on one of the chairs in the dining room, covering his face with both his palms, his hands shivering, he had no idea what to do. He had worked so hard in recent months to get his company up from the ground and finally he found a way. But he couldnt bear the stress from problems like these. Still he didnt want to go to her daughter or her wife for money. He was still optimistic that he could manage this situation by himself, that with a little more requesting Balvaar would accept giving him grace period, he thought. He really didnt take the contract much seriously because Balvaar was only a local village man and how much knowledge could he possibly have with contracts. 

  Part 2

   The Loan Shark

On the other end, Balvaar threw his phone on the bed and started walking forward and backward in his room in a tensed manner. Balvaar is a 53 year old, dark-black-skinned man. He is 6 feet tall, weighing somewhere around 85 Kgs and also muscular. He works out daily in his home but without any instruments, just pushups and pullups kind of workouts. But looking at him one couldnt tell he works out because his big appearance would decieve them. He was tensed just like Vimalan but he was hopeful that his money would arrive before the afternoon, after having given an intimidating talk. Balvaar's tenseness was due to a promise he had made to his another client. He promised that he would give Rs.3,50,000 as loan to another client today afternoon. But the issue was he didnt have that much money with him right now. Inspite of being one of the richest people in the village, Balvaar's only a small lender and he has not loaned money more than even Rs.50,000 before. Apparently he has not even lent money to people outside his village. Vimalan is the biggest customer he has ever had. When Vimalan had come to him, he seemed desperate. Knowing he's from a rich family, Balvaar agreed to loan him money believing that getting it back would be easy and of no trouble. He had to put together almost 90% of his entire load of money to round up 5 Lakhs and charged a high rate of interest for it.Now that he cant fulfill the promise he had made to his another client without getting the money from Vimalan first, Balvaar became anxious. He thought if he couldnt keep up with his promise then he would lose his dignity he has in the village. As its a small village where words mean more than anything, people would start talking. If one person starts to disbelieve him then it wont be long until the entire village is against him. Balvaar is someone who would go to any extent, from harassment to blackmail, to get his money back. But if people came to know that Balvaar was unable to recollect his money from someone or that he was not able to give money to someone he had promised, then he reckoned that he would be running out of his lending business which he has been successfully doing in the many past years. Thinking about these made him go mad but he still believed in Vimalan strongly. As Vimalan's from a very wealthy family he would somehow gather the money and give it to him before the afternoon, he thought. This eased up his nerves a little.

"What did the bastard say?" came a voice from another black man acroos the room chewing khaini in his mouth.  It was Kanta, Balvaar's business partner. But Balvaar treats him more like a son. Kanta ran away from his parents and came to this village in a very young age. Thats when Balvaar adopted him. Now he's a 30 years old single. Actually he is not as black as Balvaar but more like a brownish black. He has no discipline which became the reason no one would consider giving him a girl for marriage. He drank, smoked, chewed paan parak all the time and always had a filthy unwashed smell from his body. Balvaar is the only person who could stand him. He too had a muscular build and only a little less in height than Balvaar.
"Lets hope he brings the money by afternoon" said Balvaar in a silent tone. 
"Hope???" Kanta laughed in a suprised manner "I told you right from the beginning not to trust rich fuckers like him, now look what happened. These people dont give a damn about
people like us. All they know is money and once they get it they run away with it and not give a shit about anybody."
Balvaar interuppted him and said "Kanta..you are not helping. Stop your righteous speech, I know what mess I've gotten myself into." 
"Oh you do?" Kanta mocked him. "Garjan will be there by 2 PM asking for the money.What are you going to say to him?" 
Garjan is the person whom Balvaar had promised to give Rs.3,50,000. He has been nudging Balvaar for the past 4 months to loan him the money today.  Balvaar said nothing and walked out of the house. He was puzzled and didnt want to think about any negative consequences at that time. He had high hopes that his money would come at the last minute. As he walked, he picked out a cigarette to calm his nerves. Before putting it in his mouth he gurgled  up and spit some mucus on the ground. He was sick with a severe cold which is common for smokers his age. Some people dont spit because of decency but he nerver minded. He thought it would be more dangerous if he swallowed it in, so he constantly kept spitting wherever he went. Kanta soon came out of the house and accompanied Balvaar. As soon as they both left a 17 year old boy came slowly from his room, double checked if everyone had left, and shut the doors close and locked it. He picked up his mobile, apparantly a cheap touchscreen phone, which was one of the few devices that people had in the village. He went to his bed, laid down on his back, made sure the windows on the bedroom walls are closed, and started typing 'Hot Kajal Aggarwal'